Finance Dashboard

Data from YNAB · Last updated Oct 28, 2026, 12:30 PM UTC

September 2026 · All values shown as percentages · full detail →

Savings Rate

36%

28% 12-mo average

Budget Adherence

6/11

categories within budget

Runway

45 mo

of essentials, from liquid savings

Rental Coverage

122%

of cost, over 2 months let

Spending Breakdown

Rent 20%
Flights 19%
Moving Costs 18%
Groceries Fund 9%
Donations Fund 6%
Home Improvements Fund 6%
Insurance Payment 4%
Eating Out Fund 3%

Savings Rate

36%

this month · avg 28%

What Could Be Cut

12-month spending

Essential 31%

Discretionary 69%

Essential is housing, groceries, utilities, insurance, transport, medical and debt payments — the costs that do not pause when income does. Liquid savings cover 45 months of those essentials, against the three-to-six months usually recommended.

Budget Adherence

5 of 11 over budget

Flights 1169%
Insurance Payment 600%
Social Fund 4%
Utilities Fund 25%
Gas and Car Maintenance/Fees Fund 26%
Wellness Fund 36%
Donations Fund 67%
Date Night Fund 116%
Groceries Fund 108%
Eating Out Fund 94%
Coffee Fund 102%

Public overview — dollar amounts intentionally hidden; everything here is a ratio. Savings rate counts money moved into retirement and house savings as kept, not spent. The rental property is reported separately from household spending. Full details available via password-protected view.